Credit Card, Love It Or Hate It
December 6th 2007 -
Do you agree that females are expensive creatures? Let’s list down all the necessity for a lady start from head to toe. Shampoo and conditional for hair; facial cleaner, toner and moisturiser for face; bra for boobs support 
; clothes to wear for all occasions. – work, dinner, party, beach and sleep (you name it); comfortable shoes for different occasions as well; not to forget, sanitary pad on monthly basic. LOL Wow! That’s a lot, isn’t it? For some guys, they just couldn’t understand why we females like to spend spend spend spend!
The truth is, we females by nature just loooooooooove shopping. Come on guys, you can’t deny it either. Guys do shop too when it comes to big bargain and great sales! I mean, just look at those big red discount tag, it just make you want to take a closer look at the items and probably grab some home. Am I riiiiiiiiiight?
And you probably don’t mind if the queue it loooooooooong because whatever you buy during sales are much cheaper than usual.
I’m sure during those big mega sales you just wished you have a credit cards with unlimited amount of credit that allows you to spend to your heart’s content? I do! Who doesn’t?
If you think having credit card is convenient, I can tell you, is it! Especially if you’re not those who like carrying cash around, credit or debit cards are much safer to carry around if you’re planning to spend A LOT. Usually the credit amount any banks would give when you apply for a credit card would be at least RM2k minimum. I know there are some would try to apply as many credits cards as possible so that they will have a higher credit amount to spend and some apply for because of it attractive offers for dining, flight, clothes and many more. Yes, no doubt you can spend. But if you’re not careful you may over spend and end up paying interests and by time you know it you’re servicing the credit card interests. Nah, you don’t want that to happened, do you?
If you’re ever thought of applying any credit cards, it’s would be best to do a comparison and settle for the best credit cards offers. You may also want to consider credit cards that offer 0% balance transfers as well as minimal annual fee.
Anyway, its holiday season and sales are everywhere. So spend wisely and enjoy your holiday!
